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medicare basics

Medicare Basics to Know

Medicare Part A and Part B President Lyndon B. Johnson signed Medicare into law in 1965. Medicare is a federal program that provides health coverage for Americans aged 65 and older. The original program included Part A (Hospital Insurance) and Part B (Medical Insurance). Today these 2 parts are called “Original Medicare. Over the years,…
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Ethos Life

If you are looking for a no hassle quick quote on a Term Life policy, we are now partnered with Ethos Life. Please visit this link to get pricing or to enroll in a plan. Is Ethos Life a Good Fit for You? Ethos Life started in 2016. They offer 10, 15, 20 and 30 year term life…
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Coronavirus Stimulus Checks

The first round of Coronavirus stimulus checks are expected to go out this week. If you’re eligible, the Treasury Department will deposit $1,200 directly into your bank account or mail you a check. Not every person who qualifies will receive $1,200, some folks will get more, some less. These payments are based on income listed…
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How to Plan Your Own Funeral

Individuals today are rethinking how they will observe their demise. Not so long ago, the plan for a proper funeral had several steps. Including – A viewing, wake or visitation Funeral service day Followed by a cemetery service Despite this, last year nearly 50% of the people who died were cremated. This is based on…
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Should I buy Life Insurance for my Grandchildren?

Becoming a Grandparent is a wonderful experience. Grandparents often look forward to giving their “newest addition to the family” gifts and presents. One gift you can choose to buy is whole life insurance for your grandchildren. This gift offers you peace of mind while supplying financial benefits throughout the child’s life. There are several benefits…
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What is a Life Insurance Rider?

Life Insurance Riders are the extra benefits that a policyholder can add on to their policy. Riders are usually optional. However, some riders are included automatically depending on the insurance company and the type of policy applied for. These additional features go into force along with your basic policy. Each rider will usually increase your…
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Finding the Best Final Expense Insurance Policy

A final expense life policy can offer excellent financial security. It can provide your family with a safety net, making sure they will not be left with a huge financial burden. Whether you are looking for yourself or possibly looking for an insurance policy for your parents, the next logical step then, is to locate…
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Top 10 Final Expense Insurance Companies for 2020

This guide lists the top 10 companies that offer final expense insurance. Included in this guide are details on the specific insurance carriers along with a few common characteristics that they all share. First, let’s look at the features that are common among these top carriers. Plans are purchased through an Agency or Broker Policies…
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8 Best Features of a Burial Insurance Policy

Burial Insurance has been in high demand over the last decade, especially since the baby-boomer generation has been moving into their senior years. With so many individuals looking for this form of insurance, we wanted to put together a quick list of the 8 top features of a Burial Insurance Policy. Super-Fast Approvals Here at…
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Coronavirus Covid-19 and Life Insurance

With widespread anxiety about infections and viruses, individuals are getting their financial houses in order. One way folks are getting their ducks in a row is securing life insurance. Statistics show that life insurance applications are up about 30% since January. The CDC and the World Health Organization (WHO) have declared the Coronavirus (COVID-19) as…
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